Financing for Real Estate Developers
Financing for Real Estate Developers
We boost your project when banks fall short. No mandatory pre-sales and with the agility the real estate sector demands.
At Be Real, we understand that real estate opportunities cannot wait. That is why we streamline the slow committees of traditional banking and offer alternative financing solutions specifically designed for developers, covering everything from land acquisition to the delivery of keys.
Tailored Solutions for Every Project Phase
1. Loans for Permitted Land Acquisition
Don't let that strategic plot slip away. We finance the acquisition of urban land ready for construction.
Maximum LTV: Up to 70% of the purchase value.
Term: 2-3 years (Bridge financing).
2. Construction Loans (Capex)
The engine your project needs. We release capital through drawdowns based on certified progress reports to keep the rhythm steady.
Coverage: Up to 100% of the construction cost.
Grace Period: Possibility of a full grace period during the execution of the works.
3. Completion of Stalled Projects (WIP)
Is your project halted due to a lack of liquidity? We inject the necessary capital to reactivate and finalize developments or distressed assets.
Requirement: Preferably construction progress exceeding 50%.
Objective: Immediate reactivation for housing delivery.
Why Choose Be Real Financing
No Mandatory Pre-sales: Don't let pre-sales dictate your start date. Sell when the market is most favorable and maximize your final price.
No Credit Registry Impact: Our operations do not count towards your bank risk (CIRBE), allowing you to diversify your capital sources.
Extreme Agility: Viability study in 48-72 hours and notary signing within 2 to 5 weeks.
High Financing: Up to 100% of the construction cost (LTC) and up to 60% of the future value (GDV) of the project.
Technical Specifications
| Concept | Detail |
| Amount | From €1,000,000 to €200,000,000 |
| Coverage (LTC) | Up to 100% of construction cost |
| Limit (GDV) | Up to 60% of the Project's Gross Development Value |
| Term | Up to 48 months (with extension options) |
| Guarantee | 1st Rank Mortgage + Certified ECO Appraisal |
| Amortization | Bullet type at maturity or via subrogation |
Requirements and Documentation
To guarantee success, we analyze: Owned Land (free of liens), Track Record (previous experience), and Equity Contribution (20%-30% of own funds).
Required Docs: Updated Nota Simple, recent Appraisal, Execution Project, Building License, and Viability Study (Excel).
